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Use of Insurance Update

  • Using an Insurance Policy
    • Clients who live in Texas, with coverage and benefits through Blue Cross Blue Shield, Tricare or Aetna may be eligible to have a portion of their fee paid for by their policy. (Other insurance carriers, Employee Assistance Programs (EAPs) and Meritain are not accepted.)
    • Your insurance company may change your benefits at certain times of the year. Typically, this happens around October 1st, or January 1st. So, before your first appointment, or before your first appointment in the new year, be sure to contact your insurance company directly to:
      • Verify your eligibility and benefits for that year for Individual Counseling
      • Confirm network participation
      • Ask about your deductible and estimated out of pocket expenses


  • Having an insurance policy is not a guarantee of payment.
  • Insurance policies do not provide coverage for marriage counseling. If Marney is in your network, he can file a claim for Individual Counseling only, and only on a PRIMARY policy.
  • Clients assign third-party benefits to Marney DeFoore, LCSW-S.
  • Finally, if an insurance claim is denied or reclaimed, if a policy or benefit is secondary or out of network, if the client becomes ineligible for benefits or if the policy lapses or expires prior to the date of service, the client is then responsible for the private payment amount for that service on that date(s) of service (view the private payment policy here).

effective 10/13/2022

Payment Options:

At the end of each appointment, clients receive payment instructions by text. Payment is then due at that time using a Client Payment Portal. Payment by other means may result in additional fees.

Please feel free to contact me directly if you have any questions. I look forward to speaking with you soon!